For Mortgage & Real Estate Professionals
Homeowners insurance that never becomes the reason a closing slips.
Send your borrower or buyer to OneHourBinders. A licensed agent handles the quote, the bind, and the documentation — you get back to closing the deal.
The Problem
Insurance shouldn't be what holds up your closing
Lenders need proof of homeowners insurance before they'll fund. When that falls through the cracks, it becomes your problem — even though it was never your job.
Closing is Friday, no policy yet
Your borrower hasn't shopped for homeowners insurance, and the file is due to underwriting.
The lender rejected the current policy
Coverage amount, mortgagee clause, or deductible doesn't meet the lender's requirements.
The property is a tricky risk
Older roof, prior claims, or coastal exposure — and you don't have a fast way to find a carrier that will write it.
Built For How You Work
One partner, two audiences
Whether you originate the loan or the sale, the outcome you need is the same: insurance handled, closing on schedule.
Your Homeowners Insurance Desk
Send your borrower's info once. We handle the quote, the mortgagee clause, the bind, and get the evidence of insurance back to you and your processor — fast.
White Glove Service for Your Borrowers
Your borrower gets a dedicated insurance experience, while you get a partner who understands that your closing timeline matters. We handle the insurance details and keep the process moving without adding another task to your pipeline.
- Licensed P&C agent handles every file
- Mortgagee clause and lender requirements built into intake
- Status updates without you chasing anyone down
Your Buyer's Insurance Resource
Give buyers a simple place to start their homeowners insurance — without becoming the person who has to explain insurance to them yourself.
A White Glove Experience for Your Buyers
Give your buyer more than an insurance referral. Give them a dedicated insurance resource that takes the process from introduction to coverage while you remain focused on the transaction, the client, and the closing.
- One link to send buyers, branded to you
- Keeps your transaction moving toward closing
- No cost, no obligation, no awkward insurance conversations
The Process
From referral to binder
White Glove Concierge Process
From your initial referral to final binder delivery, we manage the insurance process for your borrower or buyer.
Send the referral
A short form — closing date, property, lender details.
We reach out fast
A licensed agent contacts the borrower directly.
Quote & bind
Coverage matched to lender requirements, policy bound.
Binder delivered
Evidence of insurance sent to you and the lender.
Where We're Licensed
Currently writing business in four states
Licensed and appointed to place homeowners insurance in the following states, with more on the way.
WHITE GLOVE CONCIERGE SERVICE
Have a borrower or buyer who needs coverage?
Send the referral — we'll take it from there.
That's the OneHourBinders White Glove Concierge experience.
Send a Referral